EQUITY PORTFOLIO I.Q.
It’s difficult to select the proper equity portfolio for retiree and pre-retiree clients as they get ready, or start, to withdraw income.
Different income needs of clients and sequence of returns risk they face is complex and often not taken into account.
The investment needs of these clients are very different from those that are accumulating funds for retirement.
Traditional risk measures, such as Beta or Sharpe Ratio, do not account for income withdrawals, instead assume staying invested for perpetuity.
Our Equity Portfolio I.Q. product analyzes two, or more, equity portfolios that a finance professional is deciding between for retirement income focused funds and assists in identifying which equity portfolio is better suited for income withdrawals based on income requirements.