Hedgeness
  • FINANCIAL ADVISORS
  • INSURANCE CARRIERS
  • ASSET MANAGERS
  • NEWS
  • CONTACT
  • API
FOR: INSURANCE CARRIERS
​

DEPARTMENTS: SALES & MARKETING, PRODUCT DEVELOPMENT

GURANTEED RETIREMENT INCOME ANALYTICS 


Hedgeness offers Insurance Carriers multi-departmental insights into guaranteed retirement through its software products.

Each application has a wide array of analytics capabilities to compare retirement outcomes under different equity, bond and cash market conditions as far back as 1871.  
​
PRODUCTS
Picture

HEDGENESS GRAIL 

GRAIL stands for Guaranteed Retirement Analytics for Income and Legacy.

GRAIL software evaluates whether a client seeking retirement income withdrawals (now or later) can potentially benefit from the introduction of a guaranteed income solution within their retirement savings (current or projected), both for income maximization beyond goal and income match of goal with legacy maximization.

Thousands of historical scenarios are generated (starting from 1871 to current year) for a rigorous and statistically relevant analysis. GRAIL provides measurable and data-driven analytics for income guarantee solutions that match the sophistication of non-guaranteed asset management software.
​
GRAIL can be used by wholesalers or can be a web-based application on the insurance carrier's website.

Picture

HEDGENESS I.Q. 

Hedgeness I.Q. generates a proprietary rating to help rank an annuity.
​
Market competitive advantage through licensing of Hedgeness IQ Rating.


Leverage enriched-data analytics for product development, competitive advantage, and sales growth.

Do not develop, manage, or compete simply on raw data.

Compare competitors’ enriched-data analytics and gain insights into product strengths and weaknesses.
​

Learn more about the Rating methodology here.
​DATA​
  • ​Data on other insurance carriers applied to all analysis and comparison
  • Can request other carriers be included
  • Can request different share classes
  • Custom requests
​ANALYSIS AND COMPARISON
Detailed analysis and comparisons of rating factors:
  • Income guarantee rates
  • Total and breakdown of expenses
  • Asset allocation requirements
  • Sub-account(s)
​MATRIX
  • Age matrix withdrawal rates applied to analysis and comparison
  • Portfolio Model: Growth, Moderate, Conservative
  • Custom requests
​INSIGHTS
  • Individual comparison against averages for all analysis and comparison
  • Identify strengths and weaknesses
  • Request what-if scenario analytics with different product parameters
DEMO & PRICING
Solutions
Financial Advisors
Insurance Carriers​

Asset Managers
Company
Home
News

Team
About
​Privacy Policy
​
Contact Us
523 W Old Northwest Hwy
Suite 201
​Barrington, IL 60010
Terms of Use: Hedgeness Inc. is a software company and not authorized to sell any investment advice. The information contained herein may not be copied or redistributed; does not constitute investment advice offered by Hedgeness; is provided solely for informational purposes; does not constitute an offer to buy or sell a security; and is not warranted to be correct, complete or accurate. 

© 2022 HEDGENESS, INC. ALL RIGHTS RESERVED.
  • FINANCIAL ADVISORS
  • INSURANCE CARRIERS
  • ASSET MANAGERS
  • NEWS
  • CONTACT
  • API